AMK Microfinance Institution

Business Listing
Former Name: AMK - Angkor Microheranhvatho (Kampuchea) Co., Ltd.
No. 285, Yothapol Khemarak Phoumin Blvd (271), From Russian Hospital 150m, 1 Village, Sangkat Tumnup Teuk, Khan Chamkar Morn, 12306 Phnom Penh
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  • Hot Line 1800 200 200
  • About Us
    AMK Microfinance Institution originated from the savings and credit components of the community development work of Concern Worldwide in Cambodia from 1993 but only became a directly implemented program in 1999. Following the new Cambodian microfinance regulation, AMK became a separate company and obtained a license from the Cambodian central bank in 2004.
  • Vision
    AMK’s long-term vision is of a Cambodian society where citizens have equal and sufficient economic and social opportunities to improve their standards of living and where they can contribute productively towards the overall development of the country.

  • Mission
    AMK’s mission is to help large numbers of poor people to improve their livelihood options through the delivery of appropriate and viable micro-finance services.
  • Guiding Principles
    • AMK provides micro-finance services to poor people in Cambodia that are grounded in sound financial discipline at all levels.
    • AMK is committed to openness & transparency in all areas of management & operations.
  • Guiding Principles (Con.)
    • AMK is committed to developing processes & services and to adopting behaviors & standards that ensure optimum social performance, including client protection.
    • AMK is a learning organization where appropriate exchange and sharing of information contributes to staff development, training, and improvements in policies and systems.
  • Products, Services & Working Methodology
    Group Loan Products
    AMK offers three Village Bank loan products that utilize the solidarity group lending methodology. The methodology begins with potential clients self-selecting themselves into solidarity groups of three to six members. These solidarity groups are then organized into Village Banks that consist of four to twelve groups (or twenty to sixty clients).
  • Individual Loan Products
    Clients who wish to borrow larger amounts of capital to support their business can take advantage of a variety of individual loan products including Business Expansion Loan, Seasonal Loan, & Seasonal Credit Line products. Since the amounts & associated risks are higher, these loans require collateral and guarantors.
  • Emergency Loan Product
    The Emergency loan is designed for both Group Guaranteed and Individual loan clients in good standing to assist them in the unfortunate event that an emergency arises.
  • Deposit Products
    AMK has created a family of flexible deposit products to meet the savings needs of its customers. AMK offers five distinct deposit products. These include the General Savings Account, Easy Saving Account, Fixed Deposit Account, Future Account, and Mobile Savings Account.

  • Money Transfer
    AMK launched a nationwide money transfer service in 2011 in order to facilitate money transfers between all AMK branches or sub-branches.
    With simply processed documents, customers can easily transfer money to family members, relatives, business partners, & other beneficiaries.
  • Operational Coverage
    Operational Coverage
    Operational Coverage